Welcome to Cincinnati Credit Counseling!

In 1997, a record 1.3 million Americans filed for bankruptcy, despite nearly seven years of strong economic growth. In a recent Reuters news article, Visa USA said that personal bankruptcies in 1997 jumped 19.5 percent, and increased a whopping 400 percent since 1980. It further stated that there was less stigma attached to bankruptcy. Many people with bill, credit, debt, loan, mortgage and money problems are pursuing bankruptcy as a first option instead of a last resort. "Many of these people could have avoided bankruptcy altogether had they been aware of options like Credit Counseling," Visa Senior Vice President Kenneth Crone said in a recent statement.

Our mission at Cincinnati Credit Counseling is to provide financial credit counseling (i.e. bills, credit, debt, loans, mortgages and money problems) to enable our clients a stress-free life of financial freedom.

Cincinnati Credit Counseling strives to protect our clients from the perils of bankruptcy. In 1997 alone, Cincinnati Credit Counseling repaid more than $10 million to the credit community.

How can we help? Cincinnati Credit Counseling prepares an expense profile that ensures there is enough money to meet your primary living expenses. Cincinnati Credit Counseling then constructs a repayment plan and submits it to your creditors, with payments you can afford. All of your bills, credit obligations, debt and loans are combined into one easy payments made directly to Cincinnati Credit Counseling. We then distribute the payments to the appropriate creditors.

You may also benefit from LOWERED OR EVEN STOPPED INTEREST CHARGES. Creditors will most often re-age your account, bringing it current, as well as waive any future late charges or over-limit fees. As these concessions take effect, you will begin to see immediate results, because more of your payments are applied to your principal balance instead of inflated interest or over-limit fees.

Cincinnati Credit Counseling provides a FREE, NO OBLIGATION consultation. We’ll show you how much you are currently paying in bills, credit cards, and loans, as well as how much we can save you. Simply complete and submit the ONLINE APPLICATION and receive an e-mail response within one business day. ALL REQUESTS WILL BE HELD IN THE STRICTEST CONFIDENCE.

GET STARTED! If you need a financial credit consultation regarding bills, credit, debt, loans, mortgages and money problems to avoid bankruptcy, contact us now! Click here and take your first step toward financial freedom.

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Cincinnati Credit Counseling is a division of Adjustment Service; serving clients since 1934.